Author Archives: Dicky Phillips

A Look Into the 2015 Leaf


Gas prices may be declining in most places nationwide, but the fact is people are growing tired of paying for gas. Either because it is the fact they don’t want to pay for it, and in some cases, some people just want to go home after work and not bother stopping to pump gas.

Solution to the problem? One of the major solutions to this problem is the electric vehicle, which are sweeping the country, and have grown in great popularity over the past few years. One major contender for best electric is the Nissan Leaf. The Nissan Leaf was one of the first of the next-gen models to really bring forth a fully electric model, and it seems to be doing incredibly well for the Nissan brand.

The perks of owning an electric car goes much further than not having to fill up on gas again. One major perk to owning a 2015 Nissan Leaf, it means less parts—and less maintenance. This means oil changes and tune-ups are now out the window. But that doesn’t mean you will escape normal maintenance on electric components, and there is likely going to be other maintenance issues you may face owning an electric model.

The 2015 model will be offering a lot more in terms of interior luxuries, like heated and leather interior, a remote start with the Nissan Intelligent Key and a very unique Display Drive Computer which allows you to track your Leaf’s performance and range. So the next time you find yourself at the gas station, it won’t be to fill up on gas, it will be either because you need to pick up some lottery tickets, or need to fill your tires with air.

Source: Sheridan Nissan

5 Ways to Improve Credit for Auto Loan



If your credit score is below average or just poor in general, there is no need to feel alone. There are millions who face this same problem, and you shouldn’t feel ashamed. You also shouldn’t feel as though you are stuck in a pit of neverending despair.

Here is five steps to improve your credit—s o you can get back on track to afford a good auto loan:

Step One – Get a Free Copy of your credit report.

There are a number of places where you can acquire a free credit report, and you are for the most part allowed one free copy per year. Our first step is to acquire this report. There are a number of reasons and benefits to having a copy of your credit report. One being it will allow you to know exactly where your credit stands. Second it will allow you to pinpoint you trends, in terms of which debts you owe, but also whether you are late on payments or not, so you can correct it. Lastly, you might notice some charge-offs, or late payments that you don’t remember, or don’t belong to you. This provides you a detailed look into what loan providers are looking at when considering your future loans.

Step Two –Start disputing incorrect information.

The next big step is to highlight and note each chargeoff or late payment on your credit report you feel might be wrong. Even if they aren’t incorrect, it is still worth disputing, as there is a high chance the dispute will win, and that bit may be removed from your credit report—thus improving your credit score. Now if you are looking for a good 5 year or shorter term automotive loan, you need to get your credit score up—or your interest rate will cripple you long-term. Dispute whatever you feel like disputing.

Step Three—Pay off your debts and negotiate pay offs.

If you owe debt, either in collections or maybe even older loans (consumer, mortgage or student debts). Either way you need to face these debts, don’t avoid them. If you can’t pay the amount they want you to pay, you can attempt to negotiate. In most cases debt collectors are willing to negotiate, and you can easily setup something as small as a $50 a month payment. This will help your credit report moving forward as it will report as you have started to make payments on time, and shows you are taking responsibility for your debts.

Step Four—Make payments on time.

Some people like to pus that grace period on their credit cards, or other bills. Your best bet is to make sure you are making payments on time. They say almost a third of your credit score is a reflection of how consistent you are with your on time payments. Missing just one or consecutive payments could hurt your score a bit more than you can imagine. It also reflects badly for those who are considering on giving you an automotive loan. No creditor will want to provide a loan to someone they can’t trust.

Step Five – Patience is key.

Debt is a hindrance, and a poor credit score is the result. But it isn’t the end. You can get yourself out of that hole. It just takes time, and most of all patience. Be patient, work on the four steps above, and when you feel you are ready and happy with your score. Start shopping for the automotive loan you want.

Related Article: “ 10 Ways to Improve Your Credit Score” –

The Evolution of Vehicles in 10 Years Time



The evolution of the vehicle is in direct correlation with the evolution of the consumer. Since the early 2000s and the economic slide, consumers are less likely to buy a newer vehicle. Instead of buying a vehicle every few years, consumers now will buy and hold onto their vehicle for a solid 5-6 years before they even consider trading up. With this change, the automotive industry has had to adjust, and this means they had to add more features to lure buyers, they also have designed better fuel economy, and engine components that last longer.

The biggest change that many vehicles have gone through in the past decade is technology. Now vehicles open without a key, vehicles will start without a key, vehicles will respond based on voice recognition. They come standard with display screens, and other gadgetry. Comforts have improved greatly, and the vehicles overall performance has improved.

Vehicles also now feature standard safety features such as; back up or rearview cameras, sensors that detect lane departure, blind spots and assist in making sure your driving experience is safer. Now there are even vehicles being created that park themselves, and in some cases can drive themselves.

The past ten years may have shown that drivers are a bit more patient when looking to buy a new vehicle, but it is a good argument to make that the next ten years could very well be a huge buyer market once again with all these helpful tech and gadgetry. Not just that, drivers want vehicles that will be safe, will last longer, but also have great MPG. It will be exciting to see where the next ten years in the automotive industry will take us.

Source: Arrigo FIAT of Sawgrass

How to Make Sure Your Pet is Safe in Your Car

More than 30 percent of pet owners prefer to take their furry companions with them when they drive around town, or head out for a road trip. You might even see a few dogs here and there in the warmer months with their heads hanging out the backseat windows. Just like a child that is dependent of you, it is your responsibility to make sure that pet is safe.


Here are a few ways to keep your pet safe while in the vehicle:

  1. Do not engage with your pet while driving. This includes most of all, not petting your dog while you are driving. This could lead to your pet becoming over stimulated and excited, which could lead to your pet jumping on you, but even more so it takes your eyes off the road. The most important thing when driving no matter the circumstance, is to make sure you keep your eyes on the road ahead, and are alert.
  2. As cute as it is for your pet to hang their head out the window, and for those to say how cute it is when their ears flop in the wind. The scary truth is there are a number of serious pet injuries that occur when pets are allowed to hang their head out the down window. First off if you are driving over 40 miles per hour, your dog shouldn’t have their head out the window, as it could damage their ears. Second, all it takes is a small pebble or something else to skip up and cause serious harm to your pet. So to avoid a serious vet bill, or even worse—we recommend keeping your pets head in the vehicle.
  3. Never leave your pet in the car alone. This is the same serious condition that we are facing now with parents leaving their children unattended in the vehicle for too long. Even on a sunny fall day, the temperatures within your vehicle can hit triple digits, and cause serious harm or worse to your pet.

Those are just a few of the tips for you and your pet when you plan to take them with you on your text car ride. A car ride can be something any pet looks forward to still, but you also need to be aware of the worst possible outcome, and how to avoid it.

Source: Arrigo FIAT Palm Beach

The True Purpose of the Jeep Wrangler Unlimited

When you hear the brand Jeep being mentioned what comes to mind? We highly doubt it is the new Jeep Renegade or the newly designed Cherokee. What most people will think about are the old CJ models, the old Willies used in WWII, or the Jeep Wrangler and off roading.

The biggest mistake that so many people will make when buying a Jeep Wrangler is they will not consider the true purpose of the Jeep Wrangler versus the Jeep Wrangler Unlimited.

Even though both versions of the flagship SUV by Jeep is highly capable of hitting the muddy trails, and even rock climbing with the right packages, the Unlimited has been designed mostly for the adventurous type, the risk takers and those types of people that just will not allow a rock to hold them back. The Unlimited isn’t designed for a family that wishes to go on road trips. It is designed for the family that wants to go camping way out in the middle of nowhere.

The combination of freedom, off road strength and refinement has helped the Jeep brand reach an all new popularity with many interested in the lifestyle. Because let’s face it owning a Jeep isn’t just a social status, it is a lifestyle. If you own a Jeep Wrangler Unlimited you need to live up to the expectations of the adventurous type.

Source: Chuck Patterson Dodge